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Stop Repossession

The threat of losing your assets to repossession can cause a great deal of stress. At Lorin D. Hay, P.C. we assist individuals and families living in and around Chesapeake, Virginia Beach, Norfolk, Newport News, Portsmouth, Suffolk, Hampton and the Eastern Shore of Virginia from losing their property. Contact us today to arrange a free consultation to discuss your options. Contact us online or by calling our Virginia Beach office at

Protection From Car Repossession Chesapeake Attorney

If you are behind on payments and unable to pay your bills, you could be at risk of losing your car, boat, furniture or other possessions. Filing either Chapter 7 bankruptcy or Chapter 13 bankruptcy will stop any repossession under the automatic stay provision of the U.S. Bankruptcy Code. However, this stay is temporary. You may need to sign a reaffirmation agreement and catch up on your payments to keep the asset. Filing Chapter 13 bankruptcy will give you more time to catch up on your payments, from three to five years, depending on your debt repayment plan.

If you think that bankruptcy may be an option for you, we can arrange a free consultation to discuss your needs and goals. With the proper information and details of your situation, we will determine whether or not you qualify for bankruptcy and we will provide you with the information you need to make educated decisions on how to proceed.

Contact a Virginia Beach Repo Protection Attorney Today

At Lorin D. Hay, P.C. we are available for office appointments Monday through Friday from 8:30 a.m. to 5:30 p.m., and every other Saturday from 9 a.m. to noon by appointment. Our Virginia Beach location is conveniently located near Pembroke Mall. Contact us online or by calling our Virginia Beach office at 757-490-8080 to speak with a lawyer.